How Do I Join?

Ballymount, Castletymon, Garynisk Square

Hazelbrook, Kilnamanagh,Kingswood

Kingswood View, St. Aongus, Tynan Hall

Tymon North, Tymonville

 

Every Credit Union Member shares a common bond. In our case this bond is based on where you live. Only if you reside in the above areas may you join.

Forms available at the credit union office

membership committee

The membership committee must by law, have proof of identity and proof of address of every member of the credit union.

The membership committee shall consider applications for membership of the credit union and at least once in every month notify the board of directors of the new members whose applications they have approved; and where there is a doubt in respect of an applicant's qualification for membership of the credit union, submit the application for membership to the board of directors for a decision.

Nomination and Identity requirements

IMPORTANT NOTICE

NOMINATION FORM

Each person over 16 years of age joining a credit union should complete a Nomination Form. This form is normally part of the Membership Application Form, and is absolutely essential in establishing a members intentions regarding his/her property in the credit union at the time of the members death

The nomination should be in writing, and preferably on the official form. These forms may be had on request from the credit union offices

•              The statutory maximum amount that can pass to the nominee under the nomination is €20,000. Any amount in excess of this balance must pass to the member’s estate

•              If you elect not to complete a nomination form, the proceeds of your account will form part of your estate on your death and will be dealt with under the terms of your will under the rules of intestacy if you do not make a will or under the small payments provisions* (see below)

•              You may revoke or vary your nomination at any time by completing a new nomination form

•              A nomination is not revocable or variable by the terms of your will, or by a codicil to your will

•              A nomination is automatically revoked when your nominee dies before you. In this case you should consider completing a new nomination form If you do not, your property will form part of your estate.

•              A nomination is automatically revoked by your subsequent marriage

•              Where your personal circumstances change (e.g. marriage, divorce or separation) you should review your nomination at that time

•              The nominated property does not form part of the deceased estate

•              A person under 16 years of age cannot make a valid nomination

* Small Payments Provision

Where no valid nomination exists and the amount in your account is under €15,000 in total including insurances etc the Board of Directors of the Credit Union may, without letters of administration, or probate of any will, distribute your property in the credit union to such persons as appear to the Board to be entitled by law to receive it.

By law every new member must provide proof of identity when joining .

 1 Photographic ID

e.g. Drivers licence or Passport

2 Proof of address

e.g. current utility bill (Gas, Phone, E.S.B. etc).

3 PPS Number

e.g. P60, Tax return form or social welfare form.

If under 16 years of age.

Your birth cert and Parent/Guardian ID

and Parent/Guardian Address

Contact our office, if you are unable to produce any of above

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